Red spent $200 a month from 25 to 35, then quit permanently.
Blue began at 35 and spent $200 a month for 30 straight years.
Blue placed in $72,000. Red placed in $24,000.
At 65, Red has $400,000. Blue has $298,000.
The very early years do the hefty training.
Just how old were you when you started spending?.
* Assumes an 8% typical annual return, intensified monthly.
#shorts #investing #compoundinterest #financialliteracy #indexfund #personalfinance.