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This is just how I would spend $20k if I were to begin again.
1. I would spend $8k right into an S&P 500 ETF, like SPY, VOO, or SPLG.
2. I would invest $6k right into a technology development ETF, like QQQ or QQQM.
3. I would certainly invest $4k right into a high returns paying ETF like SCHD. I would certainly initially spend in these ETF’s in a Roth IRA and afterwards a taxed broker agent account like Fidelity, Vanguard or Schwab.
4. I would certainly have $2k in a high-yield savings account or cash market.
– Steve.
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